Product Liability Insurance
Share liability for product accidents
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What Is Product Liability Insurance?
Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by ensuring that if this happens, you don’t have to pay any legal or court costs. The right product liability policy will help protect your business from legal costs if you’re found responsible for a product causing bodily injury or property damage to a 3rd party.
Applicable Object
Enterprises and public institutions, social organizations, individual businesses and other institutions
What Does Product Liability Insurance Cover?
Typically, product liability claims arise from design defects, manufacturing defects, warning or use defects, and strict liability.

  Design defects are claims related to the product issues that were present even before it was made.

  Manufacturing defects are claims related to problems that occurred while the product was being created or assembled.

  Warning or use defects are claims that the seller failed to provide adequate labels or warnings on risks and proper use.

  Strict liability is a claim that is based on the absence of negligence but where injury or damage resulted from proper use.
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